Hard money lender Houston

Houston hard money lender. Private mortgage lending. Fast. No prepay. No upfront costs.

Low mortgage interest rates starting at 7.99%

Private real estate loans

We give you the opportunity to quickly access the equity in your property. Houston hard money lender provides quick financing without dealing with a broker.

Birch Hard money offers Hard money loans for Real Estate Investors in Houston. We pride ourselves in being the preferred source of capital for Investors and the go to hard money lender in Houston, Texas.

One of the main problems of Real Estate Investors in Houston is that they often lack the capital to access capital without a local hard money lender. Houston offers great bargains to real Investors, but those that use hard money are the most successful. Hard money, provides immediate access to the investment capital you need to take advantage of Houston’s real estate deals. Birchwood is Houston’s go to hard money lender with vast experience in the Houston real estate market scene.

With Birch, you will find the fastest and easiest source of hard money funding for your real estate investments. We can finance up to 60% LTV for a period of up to 5 years and provide interest only payments.

One of the main benefits of our Houston hard-money loan program is that we can approve Investors quickly and easily. While banks and other conventional lenders repeatedly deny applicants for their credit score, because they are self-employed or for recent foreclosures or short sales, Birch does not consider these factors when approving a hard money loan in Houston. Instead, a significant down payment, solid income and your ability to succeed is all we are looking for. It is important to note, we are not broker so our clients do not have to pay broker fees or appraisal costs. This is all to benefit and streamline our clients!

We are looking for your success and we believe our hard-money mortgage program can give you the leg-up you need to successfully enter Houston’s growing and competitive market. Reach out today to hear more about Birch’s Houston hard money lender program that can fit your needs! Houston hard money lending is an opportunity for you to gain high returns on you investment without waiting for a bank and losing that deal!

We have been serving Texas property owners for more than 30 years. Approvals can be within 24 hrs with funding as soon as paperwork is ready.
  • Houston Hard Money Without brokers
  • Houston Hard Money Without credit reports
  • Houston Hard Money Without appraisals
  • Houston Hard Money Without hidden fees

Why Choose Us for Houston Texas Hard Money Lenders

Birch Hard Money Houston is a Houston Texas Hard Money Lender who will work for you to provide you with the best possible rates and terms.   We are better than the bank, we’ll go to bat for you, and provide their best rock bottom terms and conditions. Underwriting is fast and easy; with closing is just a few days. Loan Rate start at 7.99%.

Birch Hard Money Houston for a Houston Texas Private Hard Money Loans from $50,000 to over $500,000. If you need money for Houston Texas  Investment Purchase, Houston Fix&Flip Hard Money, Houston Commercial Loans, Houston Texas Business Loans, Construction Loans, Cash-Out Loans we can help.

Birch Hard Money Houston Texas is among the very few Houston Texas private hard money loan broker located in Houston that funds private hard money loans for variety of real estate investors and professionals.

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Birch Hard Money Houston Texa for a Austin Texas Private Hard Money Loans from $50,000 to over $50,000,000. If you need money for Austin Texas  Investment Purchase, Dallas Fix&Flip Hard Money, Dallas Commercial Loans, Dallas Texas Business Loans, Construction Loans, Cash-Out Loans we can help.

Birch Hard Money Houston Texas is among the very few Dallas Texas private hard money loan broker located in Houston Texas that funds private hard money loans for variety of real estate investors and professionals.

We are opening up our new Tampa Florida branch and update soon!

Hard Money Loans Houston

A hard money loan in Houston are mainly based on the value of the property as collateral and typically we can loan up to 70 percent of the property after repair value (ARV) in major metopolitan areas in Texas, 65 percent ARV in outlying areas and for those investors needing more leverage, ask us about our hard money 2nd private mortgages that allow up to 80% ARV!

How many more deals can you do with unlimited cash?

If you are tight on schedule and looking for a quick loan process with minimum paperwork, call us. Hard money loans in Harris County are the way to go (almost same as you are purchasing with cash). These have very reasonable interest rates and fees. Hard money loans definitely serve a purpose to those who need money fast.

Hard Money Loans range from $50,000 to $400,000 dollars. Terms vary but you can have very short terms up from 6 months to 1 year. If that is not long enough, let us know. We are very flexible and use common sense underwriting for those needing more than one year.

Hard Money Lending Tips for our Texas real estate investors:

  • Smart money
  • Financial leverage
  • 10 unique financing programs so that almost 80% of your deals get funded
  • The absolute best rates and terms
  • 1st mortgages up to 70% ARV
  • 2nd private mortgages to 80% ARV
  • We can now offer up to three (3) loans for new investors
  • and we offer up to $5,000,000 in a ‘line of credit’ for the most experienced investors
  • Quit wasting your precious time looking for money
  • You find the houses, we secure your financing!

If you have a commercial financing need, our company has great programs for you as well. Whether you desire to purchase, refinance, or construct a commercial building, we are your best source for financing.

Contact us! We are just a call away, call us at (832) 258-3290 or fill in an application below!